Cosmos Co-operative Bank — GANDHIDHAM BRANCH Branch

How to Use COSB0000082 for Money Transfers

The IFSC code COSB0000082 is specifically assigned to the GANDHIDHAM BRANCH branch of Cosmos Co-operative Bank located in KACHCHH, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use COSB0000082 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000082 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000082 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Cosmos Co-operative Bank GANDHIDHAM BRANCH Branch

The GANDHIDHAM BRANCH branch of Cosmos Co-operative Bank is situated in KACHCHH, GUJARAT. The branch address is SHOP NO1,2 AND 3 NAHTA CHAMBERS, PLOT NO 240, WARD NO 12-B OPP GANDHI MARKET GANDHIDHAM GUJARAT 370201. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 230550. Always use the IFSC code COSB0000082 when making any online fund transfer to an account held at this branch.