Cosmos Co-operative Bank — SURAT Branch
SURAT, GUJARAT
Available Services
Branch Details
| Bank Name | Cosmos Co-operative Bank |
|---|---|
| Branch Name | SURAT |
| IFSC Code | COSB0000038 |
| MICR Code | 395164002 |
| SWIFT Code | N/A |
| Address | MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002 |
| City | SURAT |
| District | SURAT |
| State | GUJARAT |
| Contact Number | 8365935 |
How to Use COSB0000038 for Money Transfers
The IFSC code COSB0000038 is specifically assigned to the SURAT branch of Cosmos Co-operative Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use COSB0000038 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000038 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000038 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Cosmos Co-operative Bank SURAT Branch
The SURAT branch of Cosmos Co-operative Bank is situated in SURAT, GUJARAT. The branch address is MERIDIAN TOWER, UDHANA DARWAJA, NEAR RAJKUMAR THEATER,SURAT 395 002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 8365935. Always use the IFSC code COSB0000038 when making any online fund transfer to an account held at this branch.
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