Cosmos Co-operative Bank — PRODUCTIVITY ROAD Branch

How to Use COSB0000064 for Money Transfers

The IFSC code COSB0000064 is specifically assigned to the PRODUCTIVITY ROAD branch of Cosmos Co-operative Bank located in VADODARA, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use COSB0000064 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000064 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000064 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Cosmos Co-operative Bank PRODUCTIVITY ROAD Branch

The PRODUCTIVITY ROAD branch of Cosmos Co-operative Bank is situated in VADODARA, GUJARAT. The branch address is 3-4, MADHAV COMPLEX, NR. PANORAMA COMPLEX, R.C. DUTT ROAD,ALKAPURI, VADODARA 390007. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 3248705. Always use the IFSC code COSB0000064 when making any online fund transfer to an account held at this branch.