Panchkula Central Co-operative Bank — Panchkula Central Co-operative Bank IMPS Branch

How to Use UTIB0SPKL01 for Money Transfers

The IFSC code UTIB0SPKL01 is specifically assigned to the Panchkula Central Co-operative Bank IMPS branch of Panchkula Central Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0SPKL01 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0SPKL01 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0SPKL01 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Panchkula Central Co-operative Bank Panchkula Central Co-operative Bank IMPS Branch

The Panchkula Central Co-operative Bank IMPS branch of Panchkula Central Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is BAY NO. 39-40, SECTOR - 2, PANCHKULA-134109 HARYANA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0SPKL01 when making any online fund transfer to an account held at this branch.