Unity Small finance Bank Limited — KAINI Branch

How to Use UNBA0001044 for Money Transfers

The IFSC code UNBA0001044 is specifically assigned to the KAINI branch of Unity Small finance Bank Limited located in LAKHISARAI, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UNBA0001044 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UNBA0001044 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UNBA0001044 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Unity Small finance Bank Limited KAINI Branch

The KAINI branch of Unity Small finance Bank Limited is situated in LAKHISARAI, BIHAR. The branch address is S/O SHAMBHU PRASAD SHARMA,WARD NO 12,VILL-KAINDI,PO-KAINDI,PS-HALSI,TALUKA-HALSI,DIST-LAKHISARAI,BIHAR-811311. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917370019023. Always use the IFSC code UNBA0001044 when making any online fund transfer to an account held at this branch.