Sumitomo Mitsui Banking Corporation — BENGALURU BRANCH Branch

How to Use SMBC0000004 for Money Transfers

The IFSC code SMBC0000004 is specifically assigned to the BENGALURU BRANCH branch of Sumitomo Mitsui Banking Corporation located in BENGALURU, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMBC0000004 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMBC0000004 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMBC0000004 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Sumitomo Mitsui Banking Corporation BENGALURU BRANCH Branch

The BENGALURU BRANCH branch of Sumitomo Mitsui Banking Corporation is situated in BENGALURU, KARNATAKA. The branch address is SUMITOMO MITSUI BANKING CORPORATION, UNIT-B-1011, 10TH FLOOR, TOWER-B, SIGNATURE TOWERS, BRIGADE GOLDEN TRIANGLE, OLD MADRAS ROAD, KATTAMANALLUR GATE FLYOVER, BENGALURU, KARNATAKA - 560049. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918043945100. Always use the IFSC code SMBC0000004 when making any online fund transfer to an account held at this branch.