Visakhapatnam Co-operative Bank — Visakhapatnam Co-operative Bank IMPS Branch

How to Use IBKL0031VCB for Money Transfers

The IFSC code IBKL0031VCB is specifically assigned to the Visakhapatnam Co-operative Bank IMPS branch of Visakhapatnam Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0031VCB when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0031VCB along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0031VCB when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Visakhapatnam Co-operative Bank Visakhapatnam Co-operative Bank IMPS Branch

The Visakhapatnam Co-operative Bank IMPS branch of Visakhapatnam Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is TOWN KOTHA ROAD, VISAKHAPATNAM 530001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918912788466. Always use the IFSC code IBKL0031VCB when making any online fund transfer to an account held at this branch.